A company is suspected of taking out insurance policies on its employees and then killing them off to collect. Jesse is suspected of stalking a woman. Natalia is jealous.
Ryan (Jonathan Togo) moonlights as a security guard and looks at the tank containing jellyfish. When asked by the other security man if he's doing his job, Ryan remarks, "...feel at ten grand a plate there aren't many murderers" at the charity event. The security man spots a 'bad man' because of his moves, "like he's stalking prey." Referring to Jesse (Eddie Cibrian). So Jesse's character could have gone either way at this point in the season, he could either have been all bad or all good and no shades of grey in between. Ryan asks for ID from Jesse. Ryan says Jesse, "looks gorgeous in your tux." Hey, Ryan didn't know you felt that way, ha. Jesse watches a woman and then denies he knows her, but Ryan insists she knows Jesse.
A man hangs over the balcony above the tank and falls into the jellyfish, which pounce and kill him. Jesse was the only one with any initiative and quick-thinking to run and try and help him, even putting his hand in the tank and getting stung. Ryan arrives at the balcony too late. Horatio (David Caruso) arrives at the scene in his shades, but no lines from him, strange for a CSI:Miami episode. ME Tom (Christian Clemenson) comments they need to "preserve his injuries." His name is Jeff Lofton (Ciro Suarez) and he was stung over hundreds of times. The jellyfish were of the predatory variety and the stings led to cardiac arrest.
Calleigh (Emily Procter) tells Jesse Horatio asked for a statement from him, and jokingly asks who he's stalking, cos by now Ryan's been texting her with the low down. Couldn't wait to tell everyone the goss when it's not about him. Jesse uses balsamic vinegar on his stings, he's been stung before whilst out surfing and tells Calleigh to "...stop asking me about the women in my life." Ahh, so admitting he really does know that woman! Walter (Omar Miller) and Horatio check out the balcony. Walter says the glass was too thick and Horatio believes the railing was too high so Jeff had to have been pushed. There's blood on the floor from the Vic's fingers. The railing was wiped clean so any prints they find will be fresh. Max DeSalvo (Sam Hennings) CEO of the company arrives and Horatio notices something in his pant leg. Walter uses the UV light and he also smells of ammonia. Max's office is here and he tripped over the bucket. Walter finds a palm print on the railing and they need a print from Max's hand. So if his office is there and they're having a charity do, wouldn't he have changed his suit or was he planning on attending smelling like a cleaner.
Tom comments on Jesse smelling like a "dinner salad." He takes infra red photos of the Vic and notices he suffered subdural haematomas, the kind from a bar fight, so was in a fight before he was killed. Jeff's wife, DeeDee (Laura Ceron) arrives for a death certificate to collect on his insurance policy. Calleigh looks it over, using the word, 'expedite' as if everyone will know what that means. Ryan checks the palm prints and says he'll need to look at Jesse's print too. Jesse was there as a paying donor and not with someone, at $10,000 a ticket. It was for a good cause. To stop him prying, Jesse says if "you were this curious about this case, you'd have solved it by now."
Calleigh wonders if his wife had an alibi and Jesse assumes it's about the money for her and wants her palm print checked. Jesse makes judgements in this episode about DeeDee and he hasn't done that before, so naturally something's going on with him, since he seems to be picking her out as a suspect. He hasn't done this before or again, so yes something's up. A noticeable aberration in his character. Jesse tells Ryan to compare the print he found on the balcony with DeeDee's print. It was Walter who found the print and not Ryan. She was on the balcony and helped him clean because of his knee and if the company found out they'd fire him, no, they'd terminate him is the correct term and they did that regardless of not being able to do his job or not. Jesse still considers her a suspect and this time Calleigh helps her out by asking Jesse to make a call to the insurance company pretending to be Jeff Lofton, asking who took out the policy. The beneficiary is listed as Renovation Warehouse.
Max explains they take put policies on all employees, known as 'Dead Peasant' policies; for the company's protection since they invested in him. The policy oversees their loss. How exactly, when they have a contract, he does his job and is paid for it. Why should it be fair for the company to cash in on employees. Ryan and Jesse return to the tank to search for evidence. Ryan suggests they look inside the coral as they have filters and Jesse finds sequins. Natalia (Eva LaRue) comments on how "not to come between a girl and her dress." Jesse talks to the woman from the party, Anna (Mini Anden). She thinks he followed her from LA. she says, cryptically, it's "always a dead end with you." It's business, not personal. Again, we're meant to suspect something bad about Jesse. He promises he'll explain to Natalia over drinks, if she promises to stop everyone from grilling him. And of course, Natalia was just angling for that since she laid eyes on Jesse! There's one girl missing, Caroline (Michaela McManus) so they can't check her dress.
The files from the company are delivered by the actuary, Garrett Yates (Chris Eigeman) and Tripp (Rex Linn) thinks maybe they are trying to help. There are a large number of files. Ryan, Calleigh and Walter look for any discrepancies or connections in the file. There are spikes in June which is the end of the company's fiscal year. Walter finds a death in Michigan and Ryan finds one in Upstate New York and one in Vegas (was there an in joke here in getting these two states mentioned, re CSI shows set there). There was also one death, where a receptionist, Hannah Wilcox hanged herself. Thought you couldn't collect on suicide, in most policies. Walter concludes they're killing employees, to collect on their insurance. Hannah left her brother, Aaron (Ian Anthony Dale) the house and she donated her body to science.
Walter and ME Tom collect her body, but instead ME Tom conducts the autopsy right there, finding evidence of peticule hemorrhaging, consistent with manual strangulation. ME Tom: "Too bad you can't travel back in time to the original CS." Providing Walter with the clue to carry out a reconstruction. He finds two rope burns across the beams and so Horatio says the body was hoisted up after she was already dead. Epithelials weren't checked or collected in the original autopsy, so Natalia collects them from the rope now. Matching Garrett. He confesses the company wanted those people killed and that Max was behind it. Calleigh surmises the only problem is they have no hard evidence on Max.
They find Caroline and her dress, which matches the missing sequins. She's his executive assistant and she and Max were together. Jesse informs her there's a policy on her too. Horatio claims there should be evidence of Jeff on Max and so Jesse checks his clothes. Max claims it was self defence. Horatio accuses Max of being responsible for the murders. Even if it's Max's word against Garrett. Horatio comments "these things have a way of working themselves out." Yes they do as demonstrated by numerous episodes from all three shows; where the killer escapes justice, only to be given poetic justice in being shot by a surviving relative. As Max is shot here by Aaron. He throws the gun in the water, so does he get caught.
Jesse stands up Natalia and he sits in his car watching Anna. Leading us to believe Jesse has stalker tendencies written all over him, if he's resorting to such activities. No one believes that for a minute, it's not in his character or nature and if Eddie was staying in the show as a regular, he would never be portrayed as bad. Not from what we've seen of him so far, he's too caring a person to be keeping suspicious secrets.
CSI:Miami handling crusades against CEOs this season and corporate greed. All having a detrimental effect on the ordinary person.